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There are many different types of loans. Find one that works for you.

When you are ready to buy a home it is essential to meet with a loan officer. Work with your lender during the contract period to make sure you provide them all the information they need to make sure you meet the close date.

 First, you will need to be pre-qualified for a loan. A “pre-qualification” means you will receive a ballpark figure on what you are able to afford so that you can begin searching for your new home. Once an offer has been accepted the pre-approval process begins to secure the home loan. A “pre-approval” means that your lender has reviewed your financial status such as tax returns, debt status, savings, investments, credit history, and gross annual income.

A Few Mortgage Basics:

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